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Personal Loans

Discover the Best Personal Loans in 2026

Explore top personal loans with competitive rates and fast approval. Find the perfect fit for your financial needs.

Jun 15, 2026

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Personal 7.45–12.45%

Tangerine Line of Credit

This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

Amount: CA$1k–CA$50k
Term: 12–60 mo
Decision: 1-3 business days

Personal 7.99–14.99%

Coast Capital Savings Personal Loan

This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.

Amount: CA$1k–CA$50k
Term: 12–60 mo
Decision: 1-3 business days

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KOHO Credit Building Account

This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Amount: Up to CA$10
Term: 4–12 mo
Decision: Instant approval

Personal 19.9–46.93%

LendDirect Personal Loan

This service is best for borrowers needing fast approvals and flexible eligibility criteria.

Amount: CA$500–CA$25k
Term: 6–60 mo
Decision: 15 minutes

Personal 7.49–12.99%

Meridian Credit Union Personal Loan

This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

Amount: CA$1k–CA$50k
Term: 12–60 mo
Decision: 1-3 business days

Personal 6.95–12.95%

Desjardins Personal Loan

This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

Amount: CA$500–CA$50k
Term: 12–60 mo
Decision: 1-3 business days