Compare loans, find your match

Real rates from trusted lenders. Fast approval, flexible terms, no hidden fees.

Rates from
3.49%
Lenders
50+
Decision
Instant
No credit score impact Fast approval Updated daily

Recently added

Personal 8.99–23.99%

TD Bank Personal Loan

This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

Amount
CA$5k–CA$50k
Term
12–84 mo
Decision
Same day to 2 business days
Credit Builder

KOHO Credit Building Account

This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Amount
Up to CA$10
Term
4–12 mo
Decision
Instant approval
Personal 7.95–14.95%

National Bank Personal Loan

This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

Amount
CA$2k–CA$50k
Term
12–60 mo
Decision
1-3 business days
Personal 29.99–34.99%

Fairstone Personal Loans

Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

Amount
CA$500–CA$50k
Term
6–120 mo
Decision
Same day
Personal 7.49–12.99%

Meridian Credit Union Personal Loan

This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

Amount
CA$1k–CA$50k
Term
12–60 mo
Decision
1-3 business days
Personal 19.9–34.9%

Fora Credit Line of Credit

This product is best for individuals seeking quick access to funds with a straightforward online application process.

Amount
CA$1k–CA$15k
Term
12–100 mo
Decision
Same day
Personal 9.99–34.95%

Spring Financial Personal Loan

This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

Amount
CA$300–CA$35k
Term
12–60 mo
Decision
Same day
Personal 8.99–34.99%

goPeer Personal Loan

This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

Amount
CA$1k–CA$35k
Term
36–60 mo
Decision
3-5 business days
Personal 8.99–22.99%

BMO Personal Loan

This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

Amount
CA$2k–CA$35k
Term
12–60 mo
Decision
Same day to 3 business days
Personal 9.9–46.96%

Mogo Personal Loan

This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

Amount
CA$500–CA$35k
Term
6–60 mo
Decision
Minutes (online)
Personal 9.0–13.0%

RBC Royal Bank Personal Loan

This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

Amount
CA$5k–CA$50k
Term
12–60 mo
Decision
1-3 business days
Personal 7.45–12.45%

Tangerine Line of Credit

This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

Amount
CA$1k–CA$50k
Term
12–60 mo
Decision
1-3 business days
Personal 19.9–46.93%

LendDirect Personal Loan

This service is best for borrowers needing fast approvals and flexible eligibility criteria.

Amount
CA$500–CA$25k
Term
6–60 mo
Decision
15 minutes
Personal 6.95–12.95%

Desjardins Personal Loan

This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

Amount
CA$500–CA$50k
Term
12–60 mo
Decision
1-3 business days
Personal 6.0–10.0%

Scotiabank Personal Loan

Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

Amount
CA$5k–CA$75k
Term
12–60 mo
Decision
1-2 business days
Personal 9.0–10.0%

CIBC Unsecured Personal Loan Options

This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

Amount
CA$3k–CA$200k
Term
12–60 mo
Decision
1-3 business days
Personal 8.99–29.49%

Fig Financial Personal Loan

This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

Amount
CA$2k–CA$35k
Term
24–84 mo
Decision
1-2 business days

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